India's Portfolio Management Services industry reached ₹38.65 lakh crore in AUM as of May 2025 (Source:- Outlook Money ), with Delhi-NCR emerging as a significant PMS hub after Mumbai. For high-net-worth individuals managing investable assets above ₹50 lakhs, choosing the right portfolio management service determines long-term wealth creation success.

Delhi's HNI community, comprising business owners, industrialists, and professionals—faces three critical challenges:

• How do I find a PMS provider offering personalized portfolios rather than standardized solutions?

• Which investment strategies protect capital during volatility while generating consistent returns?

• Are the fee structures transparent without hidden charges?

This guide examines Delhi's leading SEBI-registered portfolio management services, helping you make informed decisions about professional wealth management.

Key Takeaways

• Portfolio Management Services offer customized investment solutions through direct equity ownership in your demat account rather than pooled fund units.

• SEBI mandates a minimum investment of ₹50 lakhs for PMS, ensuring adequate portfolio diversification across 15-25 stocks.

• Delhi hosts multiple SEBI-registered providers offering strategies from conservative large-cap to aggressive multi-cap approaches.

• PMS enables tax-loss harvesting and personalized asset allocation unavailable in mutual fund structures.

• Fee structures vary between fixed annual charges and performance-based models with hurdle rates.

• Choosing the right provider requires evaluating investment philosophy alignment, track record analysis, and service infrastructure.

• Geographic accessibility matters for HNIs valuing face-to-face portfolio reviews and relationship management.

What Are Portfolio Management Services and Why Delhi HNIs Choose PMS

Portfolio Management Services represent professionally managed investment portfolios where SEBI-registered portfolio managers make investment decisions on behalf of clients. The discretionary PMS segment grew by 35% from ₹3.39 lakh crore in September 2023 to ₹4.59 lakh crore in September 2024 ( Source:- Cafemutual ), indicating strong HNI adoption across India.

For Delhi's HNI community, PMS offers distinct advantages. Each investor owns securities directly in their demat account rather than holding fund units, enabling customized portfolio construction aligned with individual tax situations, risk tolerance, and wealth goals. The minimum investment threshold of ₹50 lakhs (SEBI mandate) naturally filters serious investors committed to long-term wealth creation.

Delhi investors particularly value PMS for direct equity ownership enabling tax-loss harvesting strategies, transparent fee structures eliminating hidden costs, and personalized service including quarterly portfolio reviews with dedicated relationship managers understanding specific financial circumstances.

Top Portfolio Management Services Providers in Delhi

Delhi's PMS landscape includes national financial institutions, specialized advisory firms, and boutique wealth managers. Here are prominent providers serving Delhi investors:

1.Ckredence Wealth Management

With a 37-year legacy since 1987 and SEBI registration (INP000007164), Ckredence Wealth Management serves HNIs, UHNIs, and family offices with growing Delhi clientele. Managing ₹805.85 crore across 376 clients, Ckredence maintains an average portfolio size of ₹2.14 crore, ensuring dedicated attention for each investor.

Four Distinct Investment Approaches:

• All Weather Investment Approach maintains portfolio stability across market conditions through defensive stock selection and dynamic asset allocation, delivering consistent returns during volatile periods while protecting capital.

• Diversified Approach balances growth and stability through multi-cap allocation, combining large-cap stability with mid-cap growth potential across 20-25 stocks with quarterly rebalancing.

• Business Cycle Approach capitalizes on economic cycles by rotating sector exposure based on macroeconomic indicators through concentrated sector positions.

• ICE Growth Approach targets high-growth companies in innovation-driven sectors including technology, consumption, and emerging industries for superior long-term returns.

Ckredence's transparent fee structure includes fixed fees ranging from 0.25-2.50% annually or performance-based models with hurdle rates aligning manager incentives with investor outcomes. Their technology platform enables real-time portfolio tracking and consolidated reporting.

Branch presence in Surat, Mumbai, and Vadodara supports Delhi investors through video consultations and periodic in-person portfolio reviews. Dedicated relationship managers provide customized investment guidance understanding each client's financial circumstances and wealth goals.

2. Motilal Oswal Financial Services

Motilal Oswal offers strategies including the Next Trillion Dollar Opportunity Portfolio (NTDOP) and Value Migration approaches. Their Delhi presence includes offices in Connaught Place and Greater Kailash. Minimum investment starts at ₹50 lakhs with fees ranging from 1.5-2.5%.

3. ICICI Prudential Asset Management

ICICI Prudential's Contra Strategy focuses on contrarian investing through quality stocks trading below intrinsic value. Their systematic investment process combines quantitative screening with fundamental research. Delhi investors access relationship managers through offices in Nehru Place and Saket.

4. ASK Investment Managers

ASK Investment Managers emphasizes quality, growth-oriented companies with sustainable competitive advantages. Their long-term capital appreciation philosophy suits Delhi's business families planning inter-generational wealth transfer. Minimum investment requirements start at ₹1 crore for flagship strategies.

5. Abakkus Asset Manager LLP

Abakkus features the "All Cap Approach" with benchmark-agnostic, high-conviction investing. Their concentrated portfolios of 15-20 stocks suit patient investors comfortable with short-term volatility for long-term outperformance.

6. Marcellus Investment Managers

Marcellus offers the Consistent Compounders Portfolio (CCP) focusing on high-quality companies with 15-year track records of capital efficiency. Their concentrated portfolio philosophy requires investor conviction and patience during market corrections.

How to Evaluate and Choose the Right PMS Provider in Delhi

Selecting appropriate portfolio management services requires systematic evaluation across multiple dimensions beyond past performance:

SEBI Registration Verification: Confirm the portfolio manager holds valid SEBI registration (INP number) through the official SEBI website. Only registered entities can legally offer portfolio management services with mandated compliance standards.

Investment Philosophy Alignment: Assess whether the PMS provider's approach matches your risk tolerance and financial objectives. Conservative investors should evaluate large-cap strategies, while aggressive builders may prefer concentrated mid-cap portfolios.

Track Record Analysis: Examine 3-5 year performance across complete market cycles using risk-adjusted metrics like Sharpe ratio. Request audited performance reports with benchmark comparisons and volatility measures.

Fee Structure Transparency: Compare total costs including fixed fees (1-2.5%) or performance-based charges (10-20% above hurdle rates). Calculate effective fees at different return scenarios, accounting for transaction costs.

Portfolio Concentration: Review typical compositions. Concentrated portfolios (15-20 stocks) offer higher return potential with increased volatility, while diversified portfolios (30-40 stocks) provide smoother returns.

Customization Capabilities: Assess willingness to accommodate specific requirements like tax-loss harvesting, ethical investment exclusions, or liquidity preferences. Premium offerings include customized construction versus standardized models.

Client Service Infrastructure: Evaluate relationship manager accessibility, reporting frequency, and technology platforms. Quarterly detailed reports should include portfolio composition, transaction details, and benchmark comparisons.

Geographic Accessibility: For Delhi investors, firms with Delhi-NCR offices enable portfolio reviews and relationship building through periodic face-to-face interactions valued by HNIs for major investment decisions.

Why Should You Choose Ckredence Wealth Management?

For Delhi investors seeking personalized portfolio management beyond standardized institutional approaches, Ckredence Wealth Management delivers compelling advantages:

Proven Legacy and Experience

Since 1987, Ckredence has weathered multiple market cycles the 1992 securities scam, 2008 financial crisis, and 2020 pandemic volatility protecting client capital while generating long-term wealth. This multi-decade track record demonstrates sustained investment discipline.

Key Differentiators:

• Client-First Approach: Managing ₹805.85 crore across only 376 clients ensures each investor receives dedicated attention with an average portfolio size of ₹2.14 crore

• Multiple Investment Strategies: Four distinct approaches address different needs from conservative preservation to aggressive accumulation

• Transparent Operations: Fixed fees (0.25-2.50%) or performance-based models with detailed quarterly reporting eliminate hidden charges

• SEBI-Registered Compliance: Registration INP000007164 confirms adherence to regulatory standards with institutional-grade governance

• Technology-Enabled Service: Real-time portfolio tracking, consolidated reporting, and 24/7 account access combine personalization with digital convenience

• Multi-Location Presence: Branches in Surat, Mumbai, and Vadodara support Delhi clientele through hybrid service combining efficiency with relationship focus

• Customization Excellence: Beyond standardized portfolios, Ckredence accommodates tax-loss harvesting, ethical preferences, and customized asset allocation

For Delhi's HNIs, UHNIs, and business families seeking wealth management partners rather than transactional providers, Ckredence's combination of experience, personalization, and transparent operations delivers comprehensive portfolio management addressing both return generation and capital preservation.

Ready to explore personalized wealth management?Book your demo consultation with Ckredence's investment experts today and discover how our proven strategies can help you achieve your financial goals.

Conclusion

Selecting appropriate portfolio management services requires systematic evaluation. The industry's AUM has grown at 16% CAGR over the past decade with client base tripling PMS Bazaar, reflecting increasing HNI adoption of professional wealth management.

For Delhi investors prioritizing personalized service with transparent operations, firms like Ckredence Wealth Management, combining 37-year legacy, multiple investment strategies, and dedicated client relationships, offer compelling alternatives to standardized institutional solutions.

Connect with Ckredence via WhatsApp to discuss how personalized portfolio management can help achieve your financial goals through customized investment strategies.

FAQs

What is the minimum investment required for PMS in Delhi?

The minimum investment for PMS in Delhi is ₹50 lakhs as mandated by SEBI regulations nationwide. Some premium strategies may require ₹1-5 crore depending on approach and customization level.

Which is the best PMS provider in Delhi for first-time investors?

For first-time PMS investors in Delhi, choose providers offering educational support and transparent reporting alongside SEBI registration. Look for firms with minimum ₹50 lakh investment, clear fee structures, and dedicated relationship managers who explain portfolio construction and market strategies throughout your investment journey.

How do PMS fees work in Delhi?

PMS fees follow two models: fixed fees of 1-2.5% annually, or performance-based fees charging 10-20% of returns above predetermined hurdle rates (typically 8-10%). Transaction costs add 0.2-0.5% annually depending on portfolio turnover.

What documents are needed to open a PMS account?

Required documents include PAN card, Aadhaar card, address proof, bank account details with cancelled cheque, demat account, ITR for past 2 years, and bank statements demonstrating ₹50 lakh availability.

Can NRIs invest in Delhi-based PMS providers?

Yes, NRIs can invest in Delhi-based SEBI-registered PMS providers through NRE or NRO accounts with proper KYC documentation. Digital onboarding enables remote account opening, though consulting relationship managers about repatriation rules and tax implications for NRI investments in Indian PMS is recommended before investing.